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FP Marine Risks Legal

FP Marine Risks takes your privacy seriously. This privacy policy explains how we collect information and what we do with it.


In this policy “FP Marine Risks”, “we” and “our” means FP Marine Risks Limited a private limited company with our head office at 26/F The Centrium, 60 Wyndham Street, Central, Hong Kong (with registered company number (17916604-001-01-16-3).


What data do we collect?
When you submit a proposal or a query to FP Marine Risks we may ask you to submit information such as your name, e-mail address, postal address and telephone number.  You are under no obligation to provide such information.  However, if you should choose to withhold requested information, we may not be able to respond to you or provide certain services.


How is the information used?
FP Marine Risks will use the information you provide to:


• identify visitors;


• improve the content of our web page;


• customise the content and/or layout of pages for each individual customer;


• carry out research on customer demographics, interests and behaviour; and 


• send you information we think you may find useful including information about new products and services, where you have consented to be contacted for such purposes.


We may also use your data, or permit selected third parties to use your data, to provide you with information about services which may be of interest to you and we or they may contact you about these by telephone, email or post provided always that you have consented to be contacted for such purposes.


How and where is the information shared?
FP Marine Risks may disclose your personal information to any affiliated companies, or to third parties in the following circumstances:


• aggregate statistics about site visitors and customers may be disclosed in order to describe services to prospective partners, advertisers and other reputable third parties and for other lawful purposes, but these statistics will include no personally identifying information


• in the event that we sell or buy any business or assets we may disclose your personal data to the prospective seller or buyer of such business or assets


• if FP Marine Risks or substantially all of our assets are acquired by a third party and are included in the transferred assets


• if required to do so by applicable law or any legal obligation, or in order to enforce or apply our  (include link to our website T&C’s section) and other agreements; or if it believes that such action is necessary to protect and defend the rights, property or personal safety of FP Marine Risks, the site or its visitors.




FP Marine Risks places great importance on the security of all personally identifiable information associated with its customers.  FP Marine Risks will take all reasonable steps to ensure that any personal data that you provide via the website is kept secure. Although we endeavour to protect your personal data, because of the nature of the Internet, we cannot guarantee the security of your data transmitted to the website and any inward transmission of data is carried out at your own risk.  Once we have received your information, we have security measures in place to attempt to protect against the loss, misuse and alteration of customer data under our control.  For example, our security and privacy policies are periodically reviewed and enhanced as necessary and only authorised personnel have access to user information.  While we cannot ensure or guarantee that loss, misuse or alteration of data will not occur, we use all reasonable efforts to prevent this.


IP addresses
We may collect information about your computer, including, where available, your IP address, operating system and browser type, for system administration and to report aggregate information to prospective partners, advertisers and other reputable third parties and for other lawful purposes. This is statistical data about our users' browsing actions and patterns, and does not identify any individual.


Use of cookies
Cookies are pieces of information that a website transfers to your hard drive for record keeping purposes. Cookies can make the Internet more useful to you because they contain information about your preferences on particular websites, which allows website owners to provide more useful features for their users. Most web browsers automatically accept cookies, but if you prefer, you can change your browser to prevent that.  However, you may not be able to access parts of the website if you do so.  Cookies are specific to the server that created them and cannot be accessed by other servers, which means they cannot be used to track your movements around the web.  Although they do identify a user’s computer, cookies do not personally identify users and passwords and credit card information are not stored in cookies.


We may use cookies from time to time to:


• estimate our audience size and patterns;


• track preferences and to improve and update our website


More complete details of our cookie policy may be found here (Insert link to cookie policy on website).


Where is the information stored?


Information which you submit via this website is sent to a computer located in Hong Kong.  This is necessary in order to process the information and to send you the information you have requested.  Information submitted by you may be transferred by us to our other offices and to other reputable third party organisations, which may be situated outside Hong Kong, including to countries that do not have data protection laws.  By submitting your personal data, you agree to this transfer, storing or processing.


Errors and omissions


If you believe that there may be an error in any of the information that you have submitted via the Website, please email: info@fp-marine.com We will review your records as soon as possible


Third party rights


Our site may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates.  If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies.  Please check these policies before you submit any personal data to these websites. FP Marine Risks is not responsible for the privacy policies or the content of such other sites.


Your acceptance of these terms
By using this site, you consent to the collection and use of this information by FP Marine Risks and to the FP Marine Risks privacy policy.  If we change our privacy policy in any way, we will post these changes on this page.


Please e-mail any questions, concerns, comments complaints you have about this policy to  info@fp-marine.com or write to us at:


FP Marine Risks
26/F The Centrium
60 Wyndham Street, Central
Hong Kong.